Helsana in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest Helsana premium went from CHF 317.30 a month in 2015 to CHF 486.30 in 2026 — a rise of +53.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 317.30 | CHF 283.80 | CHF 33.50 |
| 2016 | CHF 355.30 | CHF 289.60 | CHF 65.70 |
| 2017 | CHF 359.30 | CHF 324.80 | CHF 34.50 |
| 2018 | CHF 359.30 | CHF 324.20 | CHF 35.10 |
| 2019 | CHF 383.40 | CHF 354.30 | CHF 29.10 |
| 2020 | CHF 359.30 | CHF 359.30 | — |
| 2021 | CHF 339.30 | CHF 339.30 | — |
| 2022 | CHF 378.00 | CHF 354.40 | CHF 23.60 |
| 2023 | CHF 402.30 | CHF 384.60 | CHF 17.70 |
| 2024 | CHF 441.80 | CHF 383.40 | CHF 58.40 |
| 2025 | CHF 464.90 | CHF 410.30 | CHF 54.60 |
| 2026 | CHF 486.30 | CHF 433.80 | CHF 52.50 |
Faster or slower than the rest?
Helsana rose +53.3 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2016: +12.0 % in one go. The premium did not move in 2018.
The choice has changed too
In 2015, 42 insurers sold basic cover here. In 2026 there are 23: 19 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.