Helsana in canton Grisons: twelve years of premiums
In canton Grisons, the lowest Helsana premium went from CHF 282.90 a month in 2015 to CHF 441.80 in 2026 — a rise of +56.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.90 | CHF 227.80 | CHF 55.10 |
| 2016 | CHF 333.20 | CHF 237.30 | CHF 95.90 |
| 2017 | CHF 331.10 | CHF 274.55 | CHF 56.55 |
| 2018 | CHF 331.10 | CHF 277.60 | CHF 53.50 |
| 2019 | CHF 340.30 | CHF 305.20 | CHF 35.10 |
| 2020 | CHF 358.50 | CHF 315.90 | CHF 42.60 |
| 2021 | CHF 353.60 | CHF 321.10 | CHF 32.50 |
| 2022 | CHF 351.90 | CHF 320.50 | CHF 31.40 |
| 2023 | CHF 372.90 | CHF 322.00 | CHF 50.90 |
| 2024 | CHF 386.40 | CHF 347.00 | CHF 39.40 |
| 2025 | CHF 433.50 | CHF 388.00 | CHF 45.50 |
| 2026 | CHF 441.80 | CHF 404.70 | CHF 37.10 |
Faster or slower than the rest?
Helsana rose +56.2 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +17.8 % in one go. The premium did not move in 2018.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.