Helsana in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Helsana premium went from CHF 307.20 a month in 2015 to CHF 441.80 in 2026 — a rise of +43.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 307.20 | CHF 247.00 | CHF 60.20 |
| 2016 | CHF 357.70 | CHF 257.00 | CHF 100.70 |
| 2017 | CHF 362.70 | CHF 292.90 | CHF 69.80 |
| 2018 | CHF 371.80 | CHF 311.00 | CHF 60.80 |
| 2019 | CHF 361.80 | CHF 331.20 | CHF 30.60 |
| 2020 | CHF 366.00 | CHF 333.50 | CHF 32.50 |
| 2021 | CHF 362.80 | CHF 331.20 | CHF 31.60 |
| 2022 | CHF 355.30 | CHF 332.90 | CHF 22.40 |
| 2023 | CHF 393.10 | CHF 343.90 | CHF 49.20 |
| 2024 | CHF 415.70 | CHF 366.90 | CHF 48.80 |
| 2025 | CHF 416.50 | CHF 381.60 | CHF 34.90 |
| 2026 | CHF 441.80 | CHF 401.60 | CHF 40.20 |
Faster or slower than the rest?
Helsana rose +43.8 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +16.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.