Luzerner Hinterland in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Luzerner Hinterland premium went from CHF 273.60 a month in 2015 to CHF 425.65 in 2026 — a rise of +55.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 273.60 | CHF 237.10 | CHF 36.50 |
| 2016 | CHF 287.85 | CHF 264.00 | CHF 23.85 |
| 2017 | CHF 326.40 | CHF 285.00 | CHF 41.40 |
| 2018 | CHF 336.50 | CHF 316.30 | CHF 20.20 |
| 2019 | CHF 345.40 | CHF 322.00 | CHF 23.40 |
| 2020 | CHF 356.35 | CHF 312.00 | CHF 44.35 |
| 2021 | CHF 337.60 | CHF 330.60 | CHF 7.00 |
| 2022 | CHF 326.80 | CHF 326.80 | — |
| 2023 | CHF 336.60 | CHF 336.60 | — |
| 2024 | CHF 373.90 | CHF 372.90 | CHF 1.00 |
| 2025 | CHF 413.20 | CHF 403.40 | CHF 9.80 |
| 2026 | CHF 425.65 | CHF 414.30 | CHF 11.35 |
Faster or slower than the rest?
Luzerner Hinterland rose +55.6 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +13.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Luzerner Hinterland, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.