Luzerner Hinterland in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest Luzerner Hinterland premium went from CHF 313.45 a month in 2015 to CHF 452.25 in 2026 — a rise of +44.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 313.45 | CHF 237.90 | CHF 75.55 |
| 2016 | CHF 325.15 | CHF 237.90 | CHF 87.25 |
| 2017 | CHF 355.30 | CHF 284.70 | CHF 70.60 |
| 2018 | CHF 359.10 | CHF 302.50 | CHF 56.60 |
| 2019 | CHF 365.30 | CHF 316.30 | CHF 49.00 |
| 2020 | CHF 374.30 | CHF 314.50 | CHF 59.80 |
| 2021 | CHF 354.60 | CHF 294.00 | CHF 60.60 |
| 2022 | CHF 343.25 | CHF 320.00 | CHF 23.25 |
| 2023 | CHF 353.55 | CHF 320.00 | CHF 33.55 |
| 2024 | CHF 393.45 | CHF 346.50 | CHF 46.95 |
| 2025 | CHF 434.85 | CHF 356.90 | CHF 77.95 |
| 2026 | CHF 452.25 | CHF 382.80 | CHF 69.45 |
Faster or slower than the rest?
Luzerner Hinterland rose +44.3 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Luzerner Hinterland, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.