Luzerner Hinterland in canton Zug: twelve years of premiums
In canton Zug, the lowest Luzerner Hinterland premium went from CHF 316.50 a month in 2015 to CHF 424.10 in 2026 — a rise of +34.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 316.50 | CHF 267.80 | CHF 48.70 |
| 2016 | CHF 328.20 | CHF 274.70 | CHF 53.50 |
| 2017 | CHF 357.20 | CHF 293.10 | CHF 64.10 |
| 2018 | CHF 361.95 | CHF 310.40 | CHF 51.55 |
| 2019 | CHF 370.20 | CHF 318.40 | CHF 51.80 |
| 2020 | CHF 370.20 | CHF 324.20 | CHF 46.00 |
| 2021 | CHF 350.75 | CHF 324.30 | CHF 26.45 |
| 2022 | CHF 339.50 | CHF 325.40 | CHF 14.10 |
| 2023 | CHF 349.70 | CHF 338.30 | CHF 11.40 |
| 2024 | CHF 383.70 | CHF 360.50 | CHF 23.20 |
| 2025 | CHF 424.10 | CHF 364.00 | CHF 60.10 |
| 2026 | CHF 424.10 | CHF 335.10 | CHF 89.00 |
Faster or slower than the rest?
Luzerner Hinterland rose +34.0 % over the period, against +25.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +10.5 % in one go. The premium did not move in 2020, 2026.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Luzerner Hinterland, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.