Luzerner Hinterland in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest Luzerner Hinterland premium went from CHF 285.00 a month in 2015 to CHF 451.60 in 2026 — a rise of +58.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 285.00 | CHF 233.00 | CHF 52.00 |
| 2016 | CHF 310.90 | CHF 245.60 | CHF 65.30 |
| 2017 | CHF 342.95 | CHF 273.10 | CHF 69.85 |
| 2018 | CHF 346.75 | CHF 287.20 | CHF 59.55 |
| 2019 | CHF 353.90 | CHF 298.50 | CHF 55.40 |
| 2020 | CHF 361.00 | CHF 301.20 | CHF 59.80 |
| 2021 | CHF 342.00 | CHF 310.80 | CHF 31.20 |
| 2022 | CHF 331.05 | CHF 319.30 | CHF 11.75 |
| 2023 | CHF 341.00 | CHF 336.20 | CHF 4.80 |
| 2024 | CHF 385.50 | CHF 357.10 | CHF 28.40 |
| 2025 | CHF 426.05 | CHF 368.00 | CHF 58.05 |
| 2026 | CHF 451.60 | CHF 385.40 | CHF 66.20 |
Faster or slower than the rest?
Luzerner Hinterland rose +58.5 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +13.1 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Luzerner Hinterland, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.