rhenusana — Region 2, Lucerne: twelve years of premiums
Region 2, Lucerne: the lowest rhenusana premium went from CHF 334.00 a month in 2015 to CHF 498.60 in 2026 — a rise of +49.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 334.00 | CHF 246.50 | CHF 87.50 |
| 2016 | CHF 347.80 | CHF 272.00 | CHF 75.80 |
| 2017 | CHF 367.10 | CHF 305.00 | CHF 62.10 |
| 2018 | CHF 378.20 | CHF 328.00 | CHF 50.20 |
| 2019 | CHF 385.80 | CHF 336.20 | CHF 49.60 |
| 2020 | CHF 391.60 | CHF 326.10 | CHF 65.50 |
| 2021 | CHF 403.40 | CHF 344.80 | CHF 58.60 |
| 2022 | CHF 403.40 | CHF 334.90 | CHF 68.50 |
| 2023 | CHF 427.70 | CHF 347.65 | CHF 80.05 |
| 2024 | CHF 449.10 | CHF 386.85 | CHF 62.25 |
| 2025 | CHF 469.90 | CHF 410.50 | CHF 59.40 |
| 2026 | CHF 498.60 | CHF 425.70 | CHF 72.90 |
Faster or slower than the rest?
rhenusana rose +49.3 % over the period, against +72.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +6.1 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
rhenusana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.