vita surselva — Region 1, Bern: twelve years of premiums
Region 1, Bern: the lowest vita surselva premium went from CHF 470.25 a month in 2015 to CHF 646.00 in 2026 — a rise of +37.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 470.25 | CHF 354.00 | CHF 116.25 |
| 2016 | CHF 476.00 | CHF 366.40 | CHF 109.60 |
| 2017 | CHF 492.00 | CHF 390.70 | CHF 101.30 |
| 2018 | CHF 503.00 | CHF 401.60 | CHF 101.40 |
| 2019 | CHF 512.00 | CHF 437.20 | CHF 74.80 |
| 2020 | CHF 516.00 | CHF 443.70 | CHF 72.30 |
| 2021 | CHF 525.00 | CHF 437.60 | CHF 87.40 |
| 2022 | CHF 527.00 | CHF 441.00 | CHF 86.00 |
| 2023 | CHF 534.00 | CHF 462.40 | CHF 71.60 |
| 2024 | CHF 549.00 | CHF 504.10 | CHF 44.90 |
| 2025 | CHF 615.00 | CHF 519.80 | CHF 95.20 |
| 2026 | CHF 646.00 | CHF 540.10 | CHF 105.90 |
Faster or slower than the rest?
vita surselva rose +37.4 % over the period, against +52.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.