vita surselva — Region 2, Bern: twelve years of premiums
Region 2, Bern: the lowest vita surselva premium went from CHF 412.30 a month in 2015 to CHF 624.15 in 2026 — a rise of +51.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 412.30 | CHF 318.80 | CHF 93.50 |
| 2016 | CHF 417.00 | CHF 336.40 | CHF 80.60 |
| 2017 | CHF 429.00 | CHF 361.90 | CHF 67.10 |
| 2018 | CHF 439.00 | CHF 374.00 | CHF 65.00 |
| 2019 | CHF 447.00 | CHF 387.10 | CHF 59.90 |
| 2020 | CHF 456.00 | CHF 396.00 | CHF 60.00 |
| 2021 | CHF 464.00 | CHF 396.00 | CHF 68.00 |
| 2022 | CHF 468.35 | CHF 395.60 | CHF 72.75 |
| 2023 | CHF 475.00 | CHF 410.00 | CHF 65.00 |
| 2024 | CHF 493.00 | CHF 447.80 | CHF 45.20 |
| 2025 | CHF 595.00 | CHF 462.70 | CHF 132.30 |
| 2026 | CHF 624.15 | CHF 493.60 | CHF 130.55 |
Faster or slower than the rest?
vita surselva rose +51.4 % over the period, against +54.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +20.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.