vita surselva — Region 2, Lucerne: twelve years of premiums
Region 2, Lucerne: the lowest vita surselva premium went from CHF 343.90 a month in 2015 to CHF 505.40 in 2026 — a rise of +47.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 343.90 | CHF 246.50 | CHF 97.40 |
| 2016 | CHF 350.00 | CHF 272.00 | CHF 78.00 |
| 2017 | CHF 361.00 | CHF 305.00 | CHF 56.00 |
| 2018 | CHF 372.00 | CHF 328.00 | CHF 44.00 |
| 2019 | CHF 381.00 | CHF 336.20 | CHF 44.80 |
| 2020 | CHF 391.00 | CHF 326.10 | CHF 64.90 |
| 2021 | CHF 398.00 | CHF 344.80 | CHF 53.20 |
| 2022 | CHF 399.00 | CHF 334.90 | CHF 64.10 |
| 2023 | CHF 420.00 | CHF 347.65 | CHF 72.35 |
| 2024 | CHF 426.00 | CHF 386.85 | CHF 39.15 |
| 2025 | CHF 477.00 | CHF 410.50 | CHF 66.50 |
| 2026 | CHF 505.40 | CHF 425.70 | CHF 79.70 |
Faster or slower than the rest?
vita surselva rose +47.0 % over the period, against +72.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.