CHF 1'000 deductible in Region 1 of canton Fribourg
At a CHF 1'000 deductible, 23 insurers offer a premium in Region 1 of canton Fribourg. The lowest is CHF 460.20 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 501.10, the CHF 1'000 deductible saves CHF 490.80 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 790.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Vivao Sympany | CHF 460.20 | View |
| 2 | Helsana | CHF 461.10 | View |
| 3 | Sanitas | CHF 462.95 | View |
| 4 | Atupri | CHF 465.70 | View |
| 5 | Visana | CHF 467.80 | View |
| 6 | CONCORDIA | CHF 472.80 | View |
| 7 | Avenir | CHF 475.40 | View |
| 8 | KPT | CHF 475.80 | View |
| 9 | SWICA | CHF 478.40 | View |
| 10 | Aquilana | CHF 478.60 | View |
| 11 | ÖKK | CHF 479.40 | View |
| 12 | SLKK | CHF 480.70 | View |
| 13 | Assura-Basis | CHF 481.10 | View |
| 14 | CSS | CHF 481.20 | View |
| 15 | Agrisano | CHF 487.00 | View |
| 16 | Galenos | CHF 491.90 | View |
| 17 | EGK | CHF 499.50 | View |
| 18 | Mutuel | CHF 501.60 | View |
| 19 | Philos | CHF 507.10 | View |
| 20 | Sumiswalder | CHF 513.20 | View |
| 21 | sana24 | CHF 515.30 | View |
| 22 | vita surselva | CHF 582.80 | View |
| 23 | rhenusana | CHF 631.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.