CSS — Region 1 of canton Fribourg, 2026 premiums
CSS covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 366.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 14 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from CSS to Vivao Sympany, the cheapest insurer in this region, saves CHF 250.80 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 607.00 | CHF 522.00 | CHF 546.30 |
| 500 | CHF 595.40 | CHF 510.40 | CHF 534.70 |
| 1'000 | CHF 566.20 | CHF 481.20 | CHF 505.50 |
| 1'500 | CHF 537.00 | CHF 452.00 | CHF 476.30 |
| 2'000 | CHF 507.90 | CHF 422.90 | CHF 447.20 |
| 2'500 | CHF 478.70 | CHF 393.70 | CHF 418.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 424.90 | CHF 365.40 | CHF 409.70 |
| 500 | CHF 413.30 | CHF 353.80 | CHF 398.10 |
| 1'000 | CHF 384.10 | CHF 324.60 | CHF 368.90 |
| 1'500 | CHF 354.90 | CHF 295.40 | CHF 339.70 |
| 2'000 | CHF 325.80 | CHF 266.30 | CHF 310.60 |
| 2'500 | CHF 296.60 | CHF 237.10 | CHF 281.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 133.50 | CHF 114.80 | CHF 120.20 |
| 100 | CHF 127.70 | CHF 109.00 | CHF 114.40 |
| 200 | CHF 121.90 | CHF 103.20 | CHF 108.60 |
| 300 | CHF 116.00 | CHF 97.30 | CHF 102.70 |
| 400 | CHF 110.20 | CHF 91.50 | CHF 96.90 |
| 600 | CHF 98.50 | CHF 79.80 | CHF 85.20 |
With or without accident cover
With accident cover: CHF 607.00 a month. Without: CHF 564.50. Dropping it saves CHF 510.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 506.20 in 2025 to CHF 366.20 — a rise of 3.1 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.