CONCORDIA — Region 1 of canton Fribourg, 2026 premiums
CONCORDIA covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 364.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 7 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from CONCORDIA to Vivao Sympany, the cheapest insurer in this region, saves CHF 150.00 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 593.70 | CHF 522.50 | CHF 513.60 | CHF 513.60 |
| 500 | CHF 582.10 | CHF 510.90 | CHF 502.00 | CHF 502.00 |
| 1'000 | CHF 552.90 | CHF 481.70 | CHF 472.80 | CHF 472.80 |
| 1'500 | CHF 523.70 | CHF 452.50 | CHF 443.60 | CHF 443.60 |
| 2'000 | CHF 494.60 | CHF 423.40 | CHF 414.50 | CHF 414.50 |
| 2'500 | CHF 465.40 | CHF 394.20 | CHF 385.30 | CHF 385.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 445.30 | CHF 391.90 | CHF 385.20 | CHF 385.20 |
| 500 | CHF 433.70 | CHF 380.30 | CHF 373.60 | CHF 373.60 |
| 1'000 | CHF 404.50 | CHF 351.10 | CHF 344.40 | CHF 344.40 |
| 1'500 | CHF 375.30 | CHF 321.90 | CHF 315.20 | CHF 315.20 |
| 2'000 | CHF 346.20 | CHF 292.80 | CHF 286.10 | CHF 286.10 |
| 2'500 | CHF 317.00 | CHF 263.60 | CHF 256.90 | CHF 256.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 71.30 | CHF 62.80 | CHF 61.70 | CHF 61.70 |
| 100 | CHF 65.50 | CHF 57.00 | CHF 55.90 | CHF 55.90 |
| 200 | CHF 59.70 | CHF 51.20 | CHF 50.10 | CHF 50.10 |
| 300 | CHF 53.80 | CHF 45.30 | CHF 44.20 | CHF 44.20 |
| 400 | CHF 48.00 | CHF 39.50 | CHF 38.40 | CHF 38.40 |
| 500 | CHF 42.20 | CHF 37.80 | CHF 37.80 | CHF 37.80 |
| 600 | CHF 37.80 | CHF 37.80 | CHF 37.80 | CHF 37.80 |
With or without accident cover
With accident cover: CHF 593.70 a month. Without: CHF 561.10. Dropping it saves CHF 391.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 476.70 in 2025 to CHF 364.20 — a rise of 7.7 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.