Sanitas — Region 1 of canton Fribourg, 2026 premiums
Sanitas covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 349.55 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 3 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from Sanitas to Vivao Sympany, the cheapest insurer in this region, saves CHF 31.80 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 579.00 | CHF 503.75 | CHF 526.90 | CHF 521.10 |
| 500 | CHF 567.40 | CHF 492.15 | CHF 515.30 | CHF 509.50 |
| 1'000 | CHF 538.20 | CHF 462.95 | CHF 486.10 | CHF 480.30 |
| 1'500 | CHF 509.00 | CHF 433.75 | CHF 456.90 | CHF 451.10 |
| 2'000 | CHF 479.90 | CHF 404.65 | CHF 427.80 | CHF 422.00 |
| 2'500 | CHF 450.70 | CHF 375.45 | CHF 398.60 | CHF 392.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 388.00 | CHF 372.45 | CHF 376.40 | CHF 372.50 |
| 500 | CHF 376.40 | CHF 360.85 | CHF 364.80 | CHF 360.90 |
| 1'000 | CHF 347.20 | CHF 331.65 | CHF 335.60 | CHF 331.70 |
| 1'500 | CHF 318.00 | CHF 302.45 | CHF 306.40 | CHF 302.50 |
| 2'000 | CHF 288.90 | CHF 273.35 | CHF 277.30 | CHF 273.40 |
| 2'500 | CHF 259.70 | CHF 244.15 | CHF 248.10 | CHF 244.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 146.00 | CHF 141.50 | CHF 143.10 | CHF 140.20 |
| 100 | CHF 140.20 | CHF 135.70 | CHF 137.30 | CHF 134.40 |
| 200 | CHF 134.40 | CHF 129.90 | CHF 131.50 | CHF 128.60 |
| 300 | CHF 128.50 | CHF 124.00 | CHF 125.60 | CHF 122.70 |
| 400 | CHF 122.70 | CHF 118.20 | CHF 119.80 | CHF 116.90 |
| 500 | CHF 116.90 | CHF 112.40 | CHF 114.00 | CHF 111.10 |
| 600 | CHF 111.00 | CHF 106.50 | CHF 108.10 | CHF 105.20 |
With or without accident cover
With accident cover: CHF 579.00 a month. Without: CHF 539.10. Dropping it saves CHF 478.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 481.40 in 2025 to CHF 349.55 — a rise of 4.6 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.