Mutuel — Region 1 of canton Fribourg, 2026 premiums
Mutuel covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 385.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 18 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from Mutuel to Vivao Sympany, the cheapest insurer in this region, saves CHF 492.00 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 645.30 | CHF 587.30 | CHF 542.10 | CHF 551.80 |
| 500 | CHF 633.80 | CHF 575.80 | CHF 530.60 | CHF 540.80 |
| 1'000 | CHF 604.80 | CHF 546.80 | CHF 501.60 | CHF 513.30 |
| 1'500 | CHF 575.30 | CHF 517.30 | CHF 472.10 | CHF 485.30 |
| 2'000 | CHF 546.30 | CHF 488.30 | CHF 443.10 | CHF 457.70 |
| 2'500 | CHF 517.30 | CHF 459.30 | CHF 414.10 | CHF 430.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 480.40 | CHF 437.20 | CHF 422.80 | CHF 425.20 |
| 500 | CHF 468.90 | CHF 425.70 | CHF 411.30 | CHF 413.70 |
| 1'000 | CHF 439.90 | CHF 396.70 | CHF 382.30 | CHF 384.70 |
| 1'500 | CHF 410.40 | CHF 367.20 | CHF 352.80 | CHF 355.20 |
| 2'000 | CHF 381.40 | CHF 338.20 | CHF 323.80 | CHF 326.20 |
| 2'500 | CHF 352.40 | CHF 309.20 | CHF 294.80 | CHF 297.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 132.00 | CHF 120.20 | CHF 117.50 | CHF 118.20 |
| 100 | CHF 127.70 | CHF 115.80 | CHF 113.20 | CHF 113.80 |
| 200 | CHF 123.30 | CHF 111.50 | CHF 108.80 | CHF 109.50 |
| 300 | CHF 118.90 | CHF 107.00 | CHF 104.40 | CHF 105.10 |
| 400 | CHF 114.60 | CHF 102.70 | CHF 100.10 | CHF 100.70 |
| 500 | CHF 110.20 | CHF 98.30 | CHF 95.70 | CHF 96.40 |
| 600 | CHF 105.80 | CHF 93.90 | CHF 91.30 | CHF 91.90 |
With or without accident cover
With accident cover: CHF 645.30 a month. Without: CHF 600.20. Dropping it saves CHF 541.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 521.70 in 2025 to CHF 385.10 — a rise of 3.9 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.