ÖKK — Region 1 of canton Fribourg, 2026 premiums
ÖKK covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 364.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 12 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from ÖKK to Vivao Sympany, the cheapest insurer in this region, saves CHF 229.20 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 578.00 | CHF 520.20 | CHF 520.20 | CHF 520.20 |
| 500 | CHF 566.40 | CHF 508.60 | CHF 508.60 | CHF 508.60 |
| 1'000 | CHF 537.20 | CHF 479.40 | CHF 479.40 | CHF 479.40 |
| 1'500 | CHF 508.00 | CHF 450.20 | CHF 450.20 | CHF 450.20 |
| 2'000 | CHF 478.90 | CHF 421.10 | CHF 421.10 | CHF 421.10 |
| 2'500 | CHF 449.70 | CHF 391.90 | CHF 391.90 | CHF 391.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 462.40 | CHF 416.20 | CHF 416.20 | CHF 416.20 |
| 500 | CHF 450.80 | CHF 404.60 | CHF 404.60 | CHF 404.60 |
| 1'000 | CHF 421.60 | CHF 375.40 | CHF 375.40 | CHF 375.40 |
| 1'500 | CHF 392.40 | CHF 346.20 | CHF 346.20 | CHF 346.20 |
| 2'000 | CHF 363.30 | CHF 317.10 | CHF 317.10 | CHF 317.10 |
| 2'500 | CHF 334.10 | CHF 287.90 | CHF 287.90 | CHF 287.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 144.50 | CHF 130.10 | CHF 130.10 | CHF 130.10 |
| 200 | CHF 132.90 | CHF 118.50 | CHF 118.50 | CHF 118.50 |
| 400 | CHF 121.20 | CHF 106.80 | CHF 106.80 | CHF 106.80 |
| 600 | CHF 109.50 | CHF 95.10 | CHF 95.10 | CHF 95.10 |
With or without accident cover
With accident cover: CHF 578.00 a month. Without: CHF 537.60. Dropping it saves CHF 484.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 494.20 in 2025 to CHF 364.50 — a rise of 5.3 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.