Avenir — Region 1 of canton Fribourg, 2026 premiums
Avenir covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 360.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 9 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from Avenir to Vivao Sympany, the cheapest insurer in this region, saves CHF 177.60 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 636.90 | CHF 563.70 | CHF 515.90 | CHF 531.90 |
| 500 | CHF 625.40 | CHF 552.20 | CHF 504.40 | CHF 520.90 |
| 1'000 | CHF 596.40 | CHF 523.20 | CHF 475.40 | CHF 493.40 |
| 1'500 | CHF 566.90 | CHF 493.70 | CHF 445.90 | CHF 465.40 |
| 2'000 | CHF 537.90 | CHF 464.70 | CHF 416.90 | CHF 437.80 |
| 2'500 | CHF 508.90 | CHF 435.70 | CHF 387.90 | CHF 410.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 454.30 | CHF 411.20 | CHF 379.40 | CHF 370.30 |
| 500 | CHF 442.80 | CHF 399.70 | CHF 367.90 | CHF 358.80 |
| 1'000 | CHF 413.80 | CHF 370.70 | CHF 338.90 | CHF 329.80 |
| 1'500 | CHF 384.30 | CHF 341.20 | CHF 309.40 | CHF 300.30 |
| 2'000 | CHF 355.30 | CHF 312.20 | CHF 280.40 | CHF 271.30 |
| 2'500 | CHF 326.30 | CHF 283.20 | CHF 251.40 | CHF 245.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 120.40 | CHF 111.40 | CHF 107.80 | CHF 108.40 |
| 100 | CHF 116.10 | CHF 107.00 | CHF 103.40 | CHF 104.00 |
| 200 | CHF 111.70 | CHF 102.70 | CHF 99.10 | CHF 99.70 |
| 300 | CHF 107.30 | CHF 98.30 | CHF 94.70 | CHF 95.30 |
| 400 | CHF 102.90 | CHF 93.90 | CHF 90.30 | CHF 90.90 |
| 500 | CHF 98.60 | CHF 89.60 | CHF 86.00 | CHF 86.60 |
| 600 | CHF 94.20 | CHF 85.10 | CHF 81.50 | CHF 82.10 |
With or without accident cover
With accident cover: CHF 636.90 a month. Without: CHF 592.40. Dropping it saves CHF 534.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 504.40 in 2025 to CHF 360.80 — a rise of 2.3 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.