Galenos — Region 1 of canton Fribourg, 2026 premiums
Galenos covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 377.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 16 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from Galenos to Vivao Sympany, the cheapest insurer in this region, saves CHF 379.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 639.40 | CHF 581.30 | CHF 581.30 | CHF 532.70 |
| 500 | CHF 627.70 | CHF 569.60 | CHF 569.60 | CHF 521.00 |
| 1'000 | CHF 598.60 | CHF 540.40 | CHF 540.40 | CHF 491.90 |
| 1'500 | CHF 569.40 | CHF 511.30 | CHF 511.30 | CHF 462.70 |
| 2'000 | CHF 540.20 | CHF 482.10 | CHF 482.10 | CHF 433.50 |
| 2'500 | CHF 511.10 | CHF 452.90 | CHF 452.90 | CHF 404.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 486.00 | CHF 453.50 | CHF 453.50 | CHF 456.90 |
| 500 | CHF 474.40 | CHF 441.80 | CHF 441.80 | CHF 445.20 |
| 1'000 | CHF 445.20 | CHF 412.70 | CHF 412.70 | CHF 416.10 |
| 1'500 | CHF 416.00 | CHF 383.50 | CHF 383.50 | CHF 386.90 |
| 2'000 | CHF 386.90 | CHF 354.30 | CHF 354.30 | CHF 357.70 |
| 2'500 | CHF 357.70 | CHF 325.20 | CHF 325.20 | CHF 328.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 64.30 | CHF 58.70 | CHF 58.70 | CHF 61.70 |
| 100 | CHF 59.80 | CHF 54.70 | CHF 54.70 | CHF 57.40 |
| 200 | CHF 55.40 | CHF 50.60 | CHF 50.60 | CHF 53.10 |
| 300 | CHF 50.90 | CHF 46.50 | CHF 46.50 | CHF 48.80 |
| 400 | CHF 46.40 | CHF 42.40 | CHF 42.40 | CHF 44.50 |
| 500 | CHF 41.90 | CHF 38.30 | CHF 38.30 | CHF 40.20 |
| 600 | CHF 37.50 | CHF 34.60 | CHF 34.60 | CHF 35.90 |
With or without accident cover
With accident cover: CHF 639.40 a month. Without: CHF 597.60. Dropping it saves CHF 501.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 594.40 in 2025 to CHF 377.90 — a fall of 10.4 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| KPT | CHF 516.60 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.