CHF 1'500 deductible in Region 1 of canton Fribourg
At a CHF 1'500 deductible, 23 insurers offer a premium in Region 1 of canton Fribourg. The lowest is CHF 431.10 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 501.10, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Vivao Sympany | CHF 431.10 | View |
| 2 | Helsana | CHF 431.90 | View |
| 3 | Sanitas | CHF 433.75 | View |
| 4 | Atupri | CHF 436.50 | View |
| 5 | Visana | CHF 438.60 | View |
| 6 | CONCORDIA | CHF 443.60 | View |
| 7 | Avenir | CHF 445.90 | View |
| 8 | KPT | CHF 446.60 | View |
| 9 | SWICA | CHF 449.30 | View |
| 10 | ÖKK | CHF 450.20 | View |
| 11 | Assura-Basis | CHF 451.90 | View |
| 12 | CSS | CHF 452.00 | View |
| 13 | Aquilana | CHF 452.70 | View |
| 14 | SLKK | CHF 455.00 | View |
| 15 | Agrisano | CHF 460.60 | View |
| 16 | Galenos | CHF 462.70 | View |
| 17 | EGK | CHF 470.30 | View |
| 18 | Mutuel | CHF 472.10 | View |
| 19 | Philos | CHF 477.60 | View |
| 20 | sana24 | CHF 486.10 | View |
| 21 | Sumiswalder | CHF 486.40 | View |
| 22 | vita surselva | CHF 551.80 | View |
| 23 | rhenusana | CHF 602.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.