CHF 2'000 deductible in Region 1 of canton Fribourg
At a CHF 2'000 deductible, 22 insurers offer a premium in Region 1 of canton Fribourg. The lowest is CHF 401.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 501.10, the CHF 2'000 deductible saves CHF 1'190.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'490.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
22 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Vivao Sympany | CHF 401.90 | View |
| 2 | Helsana | CHF 402.80 | View |
| 3 | Sanitas | CHF 404.65 | View |
| 4 | Atupri | CHF 407.40 | View |
| 5 | Visana | CHF 409.40 | View |
| 6 | SWICA | CHF 413.90 | View |
| 7 | CONCORDIA | CHF 414.50 | View |
| 8 | Avenir | CHF 416.90 | View |
| 9 | ÖKK | CHF 421.10 | View |
| 10 | Aquilana | CHF 421.70 | View |
| 11 | Assura-Basis | CHF 422.80 | View |
| 12 | CSS | CHF 422.90 | View |
| 13 | SLKK | CHF 429.40 | View |
| 14 | Galenos | CHF 433.50 | View |
| 15 | Agrisano | CHF 434.10 | View |
| 16 | EGK | CHF 441.20 | View |
| 17 | Mutuel | CHF 443.10 | View |
| 18 | Philos | CHF 448.60 | View |
| 19 | sana24 | CHF 457.00 | View |
| 20 | Sumiswalder | CHF 459.60 | View |
| 21 | vita surselva | CHF 527.00 | View |
| 22 | rhenusana | CHF 573.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.