CHF 2'500 deductible in Region 1 of canton Fribourg
At a CHF 2'500 deductible, 23 insurers offer a premium in Region 1 of canton Fribourg. The lowest is CHF 372.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 501.10, the CHF 2'500 deductible saves CHF 1'540.80 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'840.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Vivao Sympany | CHF 372.70 | View |
| 2 | Helsana | CHF 373.60 | View |
| 3 | Sanitas | CHF 375.45 | View |
| 4 | Atupri | CHF 378.20 | View |
| 5 | Visana | CHF 380.30 | View |
| 6 | SWICA | CHF 384.70 | View |
| 7 | CONCORDIA | CHF 385.30 | View |
| 8 | Avenir | CHF 387.90 | View |
| 9 | KPT | CHF 388.30 | View |
| 10 | ÖKK | CHF 391.90 | View |
| 11 | Assura-Basis | CHF 393.60 | View |
| 12 | CSS | CHF 393.70 | View |
| 13 | Aquilana | CHF 393.90 | View |
| 14 | SLKK | CHF 403.70 | View |
| 15 | Galenos | CHF 404.40 | View |
| 16 | Agrisano | CHF 407.80 | View |
| 17 | EGK | CHF 412.00 | View |
| 18 | Mutuel | CHF 414.10 | View |
| 19 | Philos | CHF 419.60 | View |
| 20 | sana24 | CHF 427.80 | View |
| 21 | Sumiswalder | CHF 432.90 | View |
| 22 | vita surselva | CHF 496.00 | View |
| 23 | rhenusana | CHF 544.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.