Free choice of doctor with a CHF 300 deductible in Region 1 of canton Fribourg
23 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 577.00 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
23 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Helsana | Grundversicherung | CHF 577.00 | View |
| 2 | ÖKK | Grundversicherung | CHF 578.00 | View |
| 3 | Atupri | Grundversicherung | CHF 578.80 | View |
| 4 | Agrisano | Grundversicherung | CHF 578.90 | View |
| 5 | Sanitas | Grundversicherung | CHF 579.00 | View |
| 6 | Vivao Sympany | Grundversicherung | CHF 586.00 | View |
| 7 | SLKK | Grundversicherung | CHF 587.00 | View |
| 8 | Aquilana | Grundversicherung | CHF 591.70 | View |
| 9 | Visana | Grundversicherung | CHF 592.00 | View |
| 10 | CONCORDIA | Grundversicherung | CHF 593.70 | View |
| 11 | Sumiswalder | Grundversicherung | CHF 598.60 | View |
| 12 | EGK | Grundversicherung | CHF 606.90 | View |
| 13 | CSS | Grundversicherung | CHF 607.00 | View |
| 14 | KPT | Grundversicherung | CHF 613.70 | View |
| 15 | SWICA | Grundversicherung | CHF 618.10 | View |
| 16 | vita surselva | Grundversicherung | CHF 620.00 | View |
| 17 | Assura-Basis | Grundversicherung | CHF 628.70 | View |
| 18 | Avenir | Grundversicherung | CHF 636.90 | View |
| 19 | Galenos | Grundversicherung | CHF 639.40 | View |
| 20 | Philos | Grundversicherung | CHF 640.40 | View |
| 21 | Mutuel | Grundversicherung | CHF 645.30 | View |
| 22 | sana24 | Grundversicherung | CHF 646.60 | View |
| 23 | rhenusana | Grundversicherung | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.