Other model with a CHF 300 deductible in Region 1 of canton Fribourg

21 insurers offer a Other model with a CHF 300 deductible in Region 1. The lowest premium is CHF 501.10 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 577.00, this combination saves CHF 910.80 a year.

Where the saving comes from

The model contributes about CHF 910.80 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

21 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Vivao Sympany	FlexHelp 24	CHF 501.10	View
2	Helsana	BeneFit PLUS Telmed	CHF 501.90	View
3	Visana	Tel Care	CHF 508.60	View
4	CONCORDIA	smartDoc	CHF 513.60	View
5	Aquilana	SMARTMED	CHF 514.90	View
6	KPT	KPTwin.smart	CHF 516.60	View
7	SLKK	SLKK-SmartMed	CHF 516.60	View
8	Atupri	SmartCare	CHF 518.00	View
9	ÖKK	Select	CHF 520.20	View
10	Sanitas	TelMed (Compact One)	CHF 521.10	View
11	Agrisano	AGRIcontact	CHF 523.90	View
12	Avenir	PrimaFlex	CHF 531.90	View
13	Galenos	Combi Care	CHF 532.70	View
14	EGK	EGK-TelCare	CHF 540.30	View
15	Assura-Basis	Gesundheitnetz	CHF 540.70	View
16	CSS	Callmed	CHF 546.30	View
17	Sumiswalder	Telmed	CHF 550.80	View
18	Mutuel	PrimaFlex	CHF 551.80	View
19	Philos	PrimaFlex	CHF 554.00	View
20	sana24	Combi Care	CHF 556.10	View
21	SWICA	FAVORIT TELMED	CHF 581.10	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.