CHF 500 deductible in Region 1 of canton Fribourg
At a CHF 500 deductible, 23 insurers offer a premium in Region 1 of canton Fribourg. The lowest is CHF 489.40 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 501.10, the CHF 500 deductible saves CHF 140.40 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 440.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Vivao Sympany | CHF 489.40 | View |
| 2 | Helsana | CHF 490.30 | View |
| 3 | Sanitas | CHF 492.15 | View |
| 4 | Atupri | CHF 494.90 | View |
| 5 | SWICA | CHF 501.40 | View |
| 6 | Visana | CHF 501.90 | View |
| 7 | CONCORDIA | CHF 502.00 | View |
| 8 | Avenir | CHF 504.40 | View |
| 9 | Aquilana | CHF 504.60 | View |
| 10 | KPT | CHF 505.00 | View |
| 11 | SLKK | CHF 506.40 | View |
| 12 | ÖKK | CHF 508.60 | View |
| 13 | Assura-Basis | CHF 510.30 | View |
| 14 | CSS | CHF 510.40 | View |
| 15 | Agrisano | CHF 513.30 | View |
| 16 | Galenos | CHF 521.00 | View |
| 17 | EGK | CHF 528.70 | View |
| 18 | Mutuel | CHF 530.60 | View |
| 19 | Philos | CHF 536.10 | View |
| 20 | Sumiswalder | CHF 540.00 | View |
| 21 | sana24 | CHF 544.50 | View |
| 22 | vita surselva | CHF 613.80 | View |
| 23 | rhenusana | CHF 661.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.