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Sophie

HMO practice in Region 1 of canton Grisons

12 of 24 insurers offer a HMO practice in Region 1 of canton Grisons. The lowest premium is CHF 461.70 a month for an adult, 300-franc deductible, accident cover included.

What this model earns

With free choice of doctor the region’s lowest premium is CHF 499.00. This HMO practice therefore saves CHF 447.60 a year, for identical statutory cover.

The ranking, cheapest to dearest

12 insurers offer this model in this region, with the trade name of their plan.

RankInsurerPlan namePremium
1CONCORDIAHMOCHF 461.70View
2ÖKKGesundheitszentrumCHF 463.50View
3KPTKPTwin.plusCHF 473.20View
4MutuelOptiMedCHF 482.30View
5SanitasMultiAccessCHF 491.40View
6Vivao Sympanycasamed hmoCHF 506.40View
7AvenirOptiMedCHF 508.40View
8PhilosOptiMedCHF 512.20View
9VisanaManaged CareCHF 514.60View
10AgrisanoAGRIecoCHF 520.60View
11sana24Managed CareCHF 547.70View
12GalenosManaged CareCHF 553.20View

Your exact premium on this model

The comparator works out the real amount for your age, deductible and municipality, across all 34 insurers at once.

Source: Federal Office of Public Health (FOPH), official premiums. 2026.