ÖKK — Region 1 of canton Grisons, 2026 premiums
ÖKK covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 311.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 4 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from ÖKK to Sanitas, the cheapest insurer in this region, saves CHF 118.80 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 515.00 | CHF 463.50 | CHF 463.50 | CHF 463.50 |
| 500 | CHF 503.40 | CHF 451.90 | CHF 451.90 | CHF 451.90 |
| 1'000 | CHF 474.20 | CHF 422.70 | CHF 422.70 | CHF 422.70 |
| 1'500 | CHF 445.00 | CHF 393.50 | CHF 393.50 | CHF 393.50 |
| 2'000 | CHF 415.90 | CHF 364.40 | CHF 364.40 | CHF 364.40 |
| 2'500 | CHF 386.70 | CHF 335.20 | CHF 335.20 | CHF 335.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 386.30 | CHF 347.70 | CHF 347.70 | CHF 347.70 |
| 500 | CHF 374.70 | CHF 336.10 | CHF 336.10 | CHF 336.10 |
| 1'000 | CHF 345.50 | CHF 306.90 | CHF 306.90 | CHF 306.90 |
| 1'500 | CHF 316.30 | CHF 277.70 | CHF 277.70 | CHF 277.70 |
| 2'000 | CHF 287.20 | CHF 248.60 | CHF 248.60 | CHF 248.60 |
| 2'500 | CHF 258.00 | CHF 219.40 | CHF 219.40 | CHF 219.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 123.60 | CHF 111.30 | CHF 111.30 | CHF 111.30 |
| 200 | CHF 112.00 | CHF 99.70 | CHF 99.70 | CHF 99.70 |
| 400 | CHF 100.30 | CHF 88.00 | CHF 88.00 | CHF 88.00 |
| 600 | CHF 88.60 | CHF 76.30 | CHF 76.30 | CHF 76.30 |
With or without accident cover
With accident cover: CHF 515.00 a month. Without: CHF 479.00. Dropping it saves CHF 432.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 445.50 in 2025 to CHF 311.80 — a rise of 4.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.