Vivao Sympany — Region 1 of canton Grisons, 2026 premiums
Vivao Sympany covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 351.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 13 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Vivao Sympany to Sanitas, the cheapest insurer in this region, saves CHF 633.60 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 582.00 | CHF 512.20 | CHF 506.40 | CHF 512.20 |
| 500 | CHF 570.40 | CHF 500.50 | CHF 494.70 | CHF 500.50 |
| 1'000 | CHF 541.20 | CHF 471.40 | CHF 465.60 | CHF 471.40 |
| 1'500 | CHF 512.00 | CHF 442.20 | CHF 436.40 | CHF 442.20 |
| 2'000 | CHF 482.90 | CHF 413.00 | CHF 407.20 | CHF 413.00 |
| 2'500 | CHF 453.70 | CHF 383.90 | CHF 378.10 | CHF 383.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 424.90 | CHF 373.90 | CHF 369.70 | CHF 373.90 |
| 500 | CHF 413.20 | CHF 362.30 | CHF 358.00 | CHF 362.30 |
| 1'000 | CHF 384.10 | CHF 333.10 | CHF 328.80 | CHF 333.10 |
| 1'500 | CHF 354.90 | CHF 303.90 | CHF 299.70 | CHF 303.90 |
| 2'000 | CHF 325.70 | CHF 274.80 | CHF 270.50 | CHF 274.80 |
| 2'500 | CHF 296.60 | CHF 245.60 | CHF 241.30 | CHF 245.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 171.70 | CHF 151.10 | CHF 149.40 | CHF 151.10 |
| 200 | CHF 160.10 | CHF 139.50 | CHF 137.80 | CHF 139.50 |
| 400 | CHF 148.40 | CHF 127.80 | CHF 126.10 | CHF 127.80 |
| 600 | CHF 136.70 | CHF 116.10 | CHF 114.40 | CHF 116.10 |
With or without accident cover
With accident cover: CHF 582.00 a month. Without: CHF 541.30. Dropping it saves CHF 488.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 499.80 in 2025 to CHF 351.70 — a rise of 1.3 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.