Mutuel — Region 1 of canton Grisons, 2026 premiums
Mutuel covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 326.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 9 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Mutuel to Sanitas, the cheapest insurer in this region, saves CHF 310.80 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 548.00 | CHF 498.70 | CHF 482.30 | CHF 479.50 |
| 500 | CHF 536.50 | CHF 487.20 | CHF 470.80 | CHF 468.00 |
| 1'000 | CHF 507.50 | CHF 458.20 | CHF 441.80 | CHF 439.00 |
| 1'500 | CHF 478.00 | CHF 428.70 | CHF 412.30 | CHF 409.50 |
| 2'000 | CHF 449.00 | CHF 399.70 | CHF 383.30 | CHF 380.50 |
| 2'500 | CHF 420.00 | CHF 370.70 | CHF 354.30 | CHF 351.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 395.10 | CHF 359.60 | CHF 347.70 | CHF 345.80 |
| 500 | CHF 383.60 | CHF 348.10 | CHF 336.20 | CHF 334.30 |
| 1'000 | CHF 354.60 | CHF 319.10 | CHF 307.20 | CHF 305.30 |
| 1'500 | CHF 325.10 | CHF 289.60 | CHF 277.70 | CHF 275.80 |
| 2'000 | CHF 296.10 | CHF 260.60 | CHF 248.70 | CHF 246.80 |
| 2'500 | CHF 267.10 | CHF 231.60 | CHF 219.70 | CHF 217.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 111.40 | CHF 101.40 | CHF 100.30 | CHF 100.80 |
| 100 | CHF 107.10 | CHF 97.10 | CHF 95.90 | CHF 96.50 |
| 200 | CHF 102.70 | CHF 92.70 | CHF 91.60 | CHF 92.10 |
| 300 | CHF 98.30 | CHF 88.30 | CHF 87.20 | CHF 87.70 |
| 400 | CHF 93.90 | CHF 83.90 | CHF 82.80 | CHF 83.40 |
| 500 | CHF 89.60 | CHF 79.60 | CHF 78.50 | CHF 79.00 |
| 600 | CHF 85.20 | CHF 75.20 | CHF 74.00 | CHF 74.60 |
With or without accident cover
With accident cover: CHF 548.00 a month. Without: CHF 509.70. Dropping it saves CHF 459.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 448.60 in 2025 to CHF 326.90 — a rise of 6.9 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.