Galenos — Region 1 of canton Grisons, 2026 premiums
Galenos covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 395.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 23 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Galenos to Sanitas, the cheapest insurer in this region, saves CHF 1'179.60 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 650.80 | CHF 567.50 | CHF 553.20 | CHF 551.90 |
| 500 | CHF 639.10 | CHF 555.90 | CHF 541.60 | CHF 540.30 |
| 1'000 | CHF 610.00 | CHF 526.70 | CHF 512.40 | CHF 511.10 |
| 1'500 | CHF 580.80 | CHF 497.50 | CHF 483.20 | CHF 481.90 |
| 2'000 | CHF 551.60 | CHF 468.40 | CHF 454.10 | CHF 452.80 |
| 2'500 | CHF 522.50 | CHF 439.20 | CHF 424.90 | CHF 423.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 475.20 | CHF 426.80 | CHF 426.80 | CHF 420.60 |
| 500 | CHF 463.50 | CHF 415.10 | CHF 415.10 | CHF 408.90 |
| 1'000 | CHF 434.40 | CHF 385.90 | CHF 385.90 | CHF 379.80 |
| 1'500 | CHF 405.20 | CHF 356.80 | CHF 356.80 | CHF 350.60 |
| 2'000 | CHF 376.00 | CHF 327.60 | CHF 327.60 | CHF 321.40 |
| 2'500 | CHF 346.90 | CHF 298.40 | CHF 298.40 | CHF 292.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 65.40 | CHF 60.40 | CHF 58.10 | CHF 61.30 |
| 100 | CHF 60.90 | CHF 56.20 | CHF 54.10 | CHF 57.10 |
| 200 | CHF 56.30 | CHF 52.00 | CHF 50.00 | CHF 52.80 |
| 300 | CHF 51.80 | CHF 47.80 | CHF 46.00 | CHF 48.50 |
| 400 | CHF 47.20 | CHF 43.60 | CHF 41.90 | CHF 44.30 |
| 500 | CHF 42.70 | CHF 39.40 | CHF 37.90 | CHF 40.00 |
| 600 | CHF 38.10 | CHF 35.20 | CHF 35.20 | CHF 35.70 |
With or without accident cover
With accident cover: CHF 650.80 a month. Without: CHF 608.30. Dropping it saves CHF 510.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 559.70 in 2025 to CHF 395.90 — a fall of 1.4 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.