Visana — Region 1 of canton Grisons, 2026 premiums
Visana covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 361.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 19 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Visana to Sanitas, the cheapest insurer in this region, saves CHF 732.00 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 612.60 | CHF 514.60 | CHF 514.60 | CHF 520.80 |
| 500 | CHF 605.90 | CHF 508.00 | CHF 508.00 | CHF 514.10 |
| 1'000 | CHF 571.80 | CHF 473.80 | CHF 473.80 | CHF 479.90 |
| 1'500 | CHF 542.60 | CHF 444.60 | CHF 444.60 | CHF 450.80 |
| 2'000 | CHF 513.40 | CHF 415.50 | CHF 415.50 | CHF 421.60 |
| 2'500 | CHF 484.30 | CHF 386.30 | CHF 386.30 | CHF 392.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 428.90 | CHF 382.70 | CHF 382.70 | CHF 390.80 |
| 500 | CHF 422.30 | CHF 376.00 | CHF 376.00 | CHF 384.10 |
| 1'000 | CHF 388.10 | CHF 341.80 | CHF 341.80 | CHF 350.00 |
| 1'500 | CHF 358.90 | CHF 312.70 | CHF 312.70 | CHF 320.80 |
| 2'000 | CHF 329.80 | CHF 283.50 | CHF 283.50 | CHF 291.60 |
| 2'500 | CHF 300.60 | CHF 254.30 | CHF 254.30 | CHF 262.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 61.60 | CHF 51.80 | CHF 51.80 | CHF 53.00 |
| 100 | CHF 55.80 | CHF 46.70 | CHF 46.70 | CHF 47.80 |
| 200 | CHF 50.00 | CHF 41.00 | CHF 41.00 | CHF 42.00 |
| 300 | CHF 44.10 | CHF 34.30 | CHF 34.30 | CHF 35.50 |
| 400 | CHF 38.30 | CHF 33.10 | CHF 33.10 | CHF 33.10 |
| 500 | CHF 33.10 | CHF 33.10 | CHF 33.10 | CHF 33.10 |
| 600 | CHF 33.10 | CHF 33.10 | CHF 33.10 | CHF 33.10 |
With or without accident cover
With accident cover: CHF 612.60 a month. Without: CHF 572.50. Dropping it saves CHF 481.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 500.60 in 2025 to CHF 361.10 — a rise of 2.8 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.