sana24 — Region 1 of canton Grisons, 2026 premiums
sana24 covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 348.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 12 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from sana24 to Sanitas, the cheapest insurer in this region, saves CHF 570.00 a year for an adult on the same profile.
The full sana24 table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 582.60 | CHF 565.10 | CHF 547.70 | CHF 501.10 |
| 500 | CHF 570.90 | CHF 553.50 | CHF 536.00 | CHF 489.40 |
| 1'000 | CHF 541.80 | CHF 524.30 | CHF 506.80 | CHF 460.30 |
| 1'500 | CHF 512.60 | CHF 495.10 | CHF 477.70 | CHF 431.10 |
| 2'000 | CHF 483.40 | CHF 466.00 | CHF 448.50 | CHF 401.90 |
| 2'500 | CHF 454.30 | CHF 436.80 | CHF 419.30 | CHF 372.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 444.00 | CHF 430.70 | CHF 426.30 | CHF 399.70 |
| 500 | CHF 432.40 | CHF 419.10 | CHF 414.60 | CHF 388.00 |
| 1'000 | CHF 403.20 | CHF 389.90 | CHF 385.50 | CHF 358.80 |
| 1'500 | CHF 374.00 | CHF 360.70 | CHF 356.30 | CHF 329.70 |
| 2'000 | CHF 344.90 | CHF 331.60 | CHF 327.10 | CHF 300.50 |
| 2'500 | CHF 315.70 | CHF 302.40 | CHF 298.00 | CHF 271.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 58.60 | CHF 58.00 | CHF 56.30 | CHF 58.00 |
| 100 | CHF 54.50 | CHF 54.00 | CHF 52.40 | CHF 54.00 |
| 200 | CHF 50.50 | CHF 50.00 | CHF 48.50 | CHF 50.00 |
| 300 | CHF 46.40 | CHF 45.90 | CHF 44.60 | CHF 45.90 |
| 400 | CHF 42.30 | CHF 41.90 | CHF 40.60 | CHF 41.90 |
| 500 | CHF 38.20 | CHF 37.90 | CHF 36.70 | CHF 37.90 |
| 600 | CHF 34.20 | CHF 33.80 | CHF 32.80 | CHF 33.80 |
With or without accident cover
With accident cover: CHF 582.60 a month. Without: CHF 544.50. Dropping it saves CHF 457.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 484.90 in 2025 to CHF 348.40 — a rise of 3.3 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.