KPT — Region 1 of canton Grisons, 2026 premiums
KPT covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 309.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 2 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from KPT to Sanitas, the cheapest insurer in this region, saves CHF 86.40 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 543.90 | CHF 481.60 | CHF 473.20 | CHF 460.80 |
| 500 | CHF 532.30 | CHF 470.00 | CHF 461.60 | CHF 449.20 |
| 1'000 | CHF 503.10 | CHF 440.80 | CHF 432.40 | CHF 420.00 |
| 1'500 | CHF 473.90 | CHF 411.60 | CHF 403.20 | CHF 390.80 |
| 2'500 | CHF 415.60 | CHF 353.30 | CHF 344.90 | CHF 332.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 435.10 | CHF 389.10 | CHF 382.90 | CHF 373.70 |
| 500 | CHF 423.50 | CHF 377.50 | CHF 371.30 | CHF 362.10 |
| 1'000 | CHF 394.30 | CHF 348.30 | CHF 342.10 | CHF 332.90 |
| 1'500 | CHF 365.10 | CHF 319.10 | CHF 312.90 | CHF 303.70 |
| 2'500 | CHF 306.80 | CHF 260.80 | CHF 254.60 | CHF 245.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 130.50 | CHF 111.00 | CHF 108.40 | CHF 104.50 |
| 200 | CHF 118.90 | CHF 101.10 | CHF 98.80 | CHF 95.20 |
| 400 | CHF 107.20 | CHF 91.20 | CHF 89.10 | CHF 85.90 |
| 600 | CHF 95.50 | CHF 81.20 | CHF 79.40 | CHF 76.50 |
With or without accident cover
With accident cover: CHF 543.90 a month. Without: CHF 505.80. Dropping it saves CHF 457.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 449.90 in 2025 to CHF 309.20 — a rise of 2.4 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.