Free choice of doctor in Region 2 of canton Lucerne
25 of 25 insurers offer a Free choice of doctor in Region 2 of canton Lucerne. The lowest premium is CHF 468.55 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
This is the reference model: free choice of doctor, with no restriction on who you see first.
The ranking, cheapest to dearest
25 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Luzerner Hinterland | Grundversicherung | CHF 468.55 | View |
| 2 | Agrisano | Grundversicherung | CHF 495.00 | View |
| 3 | Sumiswalder | Grundversicherung | CHF 505.00 | View |
| 4 | Sanitas | Grundversicherung | CHF 509.90 | View |
| 5 | Atupri | Grundversicherung | CHF 512.00 | View |
| 6 | Einsiedler | Grundversicherung | CHF 512.75 | View |
| 7 | Vivao Sympany | Grundversicherung | CHF 515.00 | View |
| 8 | Assura-Basis | Grundversicherung | CHF 515.90 | View |
| 9 | SLKK | Grundversicherung | CHF 520.50 | View |
| 10 | ÖKK | Grundversicherung | CHF 521.00 | View |
| 11 | EGK | Grundversicherung | CHF 521.60 | View |
| 12 | CONCORDIA | Grundversicherung | CHF 523.20 | View |
| 13 | KPT | Grundversicherung | CHF 526.50 | View |
| 14 | CSS | Grundversicherung | CHF 529.00 | View |
| 15 | vita surselva | Grundversicherung | CHF 532.00 | View |
| 16 | Avenir | Grundversicherung | CHF 536.90 | View |
| 17 | Aquilana | Grundversicherung | CHF 538.10 | View |
| 18 | rhenusana | Grundversicherung | CHF 541.90 | View |
| 19 | sana24 | Grundversicherung | CHF 544.00 | View |
| 20 | Helsana | Grundversicherung | CHF 546.00 | View |
| 21 | SWICA | Grundversicherung | CHF 550.90 | View |
| 22 | Galenos | Grundversicherung | CHF 557.50 | View |
| 23 | Visana | Grundversicherung | CHF 561.00 | View |
| 24 | Philos | Grundversicherung | CHF 564.20 | View |
| 25 | Mutuel | Grundversicherung | CHF 602.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.