sana24 — Region 2 of canton Lucerne, 2026 premiums
sana24 covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 313.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 5 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from sana24 to Agrisano, the cheapest insurer in this region, saves CHF 232.80 a year for an adult on the same profile.
The full sana24 table
468 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 544.00 | CHF 517.40 | CHF 445.10 | CHF 467.90 |
| 500 | CHF 532.30 | CHF 505.70 | CHF 433.40 | CHF 456.20 |
| 1'000 | CHF 503.20 | CHF 476.50 | CHF 413.50 | CHF 427.10 |
| 1'500 | CHF 474.00 | CHF 447.40 | CHF 384.30 | CHF 397.90 |
| 2'000 | CHF 444.80 | CHF 418.20 | CHF 364.40 | CHF 368.70 |
| 2'500 | CHF 415.70 | CHF 389.00 | CHF 335.20 | CHF 339.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 441.80 | CHF 420.20 | CHF 361.50 | CHF 406.50 |
| 500 | CHF 430.10 | CHF 408.50 | CHF 349.80 | CHF 394.80 |
| 1'000 | CHF 401.00 | CHF 379.30 | CHF 328.10 | CHF 365.70 |
| 1'500 | CHF 371.80 | CHF 350.20 | CHF 299.00 | CHF 336.50 |
| 2'000 | CHF 342.60 | CHF 321.00 | CHF 277.30 | CHF 307.30 |
| 2'500 | CHF 313.50 | CHF 291.80 | CHF 248.10 | CHF 278.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 54.80 | CHF 54.20 | CHF 44.90 | CHF 54.20 |
| 100 | CHF 51.00 | CHF 50.40 | CHF 41.80 | CHF 50.40 |
| 200 | CHF 47.10 | CHF 46.70 | CHF 39.40 | CHF 46.60 |
| 300 | CHF 43.30 | CHF 42.90 | CHF 36.30 | CHF 42.90 |
| 400 | CHF 39.50 | CHF 39.10 | CHF 33.70 | CHF 39.10 |
| 500 | CHF 35.70 | CHF 35.40 | CHF 30.50 | CHF 35.30 |
| 600 | CHF 31.90 | CHF 31.60 | CHF 29.50 | CHF 31.60 |
With or without accident cover
With accident cover: CHF 544.00 a month. Without: CHF 508.40. Dropping it saves CHF 427.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 461.20 in 2025 to CHF 313.30 — a fall of 3.5 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.