vita surselva — Region 2 of canton Lucerne, 2026 premiums
vita surselva covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 381.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 23 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from vita surselva to Agrisano, the cheapest insurer in this region, saves CHF 956.40 a year for an adult on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 532.00 | CHF 505.40 |
| 500 | CHF 521.35 | CHF 495.30 |
| 1'000 | CHF 494.75 | CHF 464.95 |
| 1'500 | CHF 462.85 | CHF 439.70 |
| 2'000 | CHF 436.25 | CHF 409.35 |
| 2'500 | CHF 404.30 | CHF 384.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 442.00 | CHF 419.90 |
| 500 | CHF 433.15 | CHF 411.50 |
| 1'000 | CHF 402.20 | CHF 382.10 |
| 1'500 | CHF 375.70 | CHF 352.70 |
| 2'000 | CHF 344.75 | CHF 323.30 |
| 2'500 | CHF 313.80 | CHF 298.15 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 126.00 | CHF 119.70 |
| 100 | CHF 120.95 | CHF 114.90 |
| 200 | CHF 114.65 | CHF 108.95 |
| 300 | CHF 109.60 | CHF 102.20 |
| 400 | CHF 103.30 | CHF 96.95 |
| 500 | CHF 97.00 | CHF 90.95 |
| 600 | CHF 92.00 | CHF 85.00 |
With or without accident cover
With accident cover: CHF 532.00 a month. Without: CHF 528.80. Dropping it saves CHF 38.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 477.00 in 2025 to CHF 381.80 — a rise of 6.0 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.