Luzerner Hinterland — Region 2 of canton Lucerne, 2026 premiums
Luzerner Hinterland covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 293.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Luzerner Hinterland ranks 2 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from Luzerner Hinterland to Agrisano, the cheapest insurer in this region, saves CHF 177.00 a year for an adult on the same profile.
The full Luzerner Hinterland table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 468.55 | CHF 445.10 | CHF 440.45 |
| 500 | CHF 458.20 | CHF 433.45 | CHF 428.75 |
| 1'000 | CHF 427.70 | CHF 404.30 | CHF 399.60 |
| 1'500 | CHF 398.55 | CHF 375.10 | CHF 370.45 |
| 2'000 | CHF 369.40 | CHF 345.95 | CHF 341.25 |
| 2'500 | CHF 340.20 | CHF 316.80 | CHF 312.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 348.45 | CHF 331.05 | CHF 327.55 |
| 500 | CHF 336.80 | CHF 319.35 | CHF 315.90 |
| 1'000 | CHF 307.65 | CHF 290.45 | CHF 286.70 |
| 1'500 | CHF 278.85 | CHF 263.35 | CHF 257.55 |
| 2'000 | CHF 250.35 | CHF 236.25 | CHF 229.95 |
| 2'500 | CHF 221.95 | CHF 209.30 | CHF 199.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 76.00 | CHF 72.20 | CHF 71.40 |
| 100 | CHF 71.95 | CHF 68.15 | CHF 67.40 |
| 200 | CHF 67.95 | CHF 64.15 | CHF 63.35 |
| 300 | CHF 63.90 | CHF 60.10 | CHF 59.35 |
| 400 | CHF 59.90 | CHF 56.10 | CHF 55.30 |
| 500 | CHF 55.85 | CHF 52.05 | CHF 51.30 |
| 600 | CHF 51.85 | CHF 48.05 | CHF 47.25 |
With or without accident cover
With accident cover: CHF 468.55 a month. Without: CHF 440.45. Dropping it saves CHF 337.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 427.60 in 2025 to CHF 293.40 — a rise of 3.0 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.