Sumiswalder — Region 2 of canton Lucerne, 2026 premiums
Sumiswalder covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 322.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 17 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 466.80 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 505.00 | CHF 464.60 | CHF 464.60 |
| 500 | CHF 493.40 | CHF 453.80 | CHF 453.80 |
| 1'000 | CHF 464.30 | CHF 427.00 | CHF 427.00 |
| 1'500 | CHF 435.00 | CHF 400.20 | CHF 400.20 |
| 2'000 | CHF 405.90 | CHF 373.40 | CHF 373.40 |
| 2'500 | CHF 376.70 | CHF 346.60 | CHF 346.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 373.70 | CHF 343.90 | CHF 343.90 |
| 500 | CHF 362.10 | CHF 333.10 | CHF 333.10 |
| 1'000 | CHF 332.90 | CHF 306.30 | CHF 306.30 |
| 1'500 | CHF 303.70 | CHF 279.50 | CHF 279.50 |
| 2'000 | CHF 274.60 | CHF 252.70 | CHF 252.70 |
| 2'500 | CHF 245.40 | CHF 225.90 | CHF 225.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 58.10 | CHF 53.50 | CHF 53.50 |
| 100 | CHF 55.20 | CHF 50.80 | CHF 50.80 |
| 200 | CHF 52.30 | CHF 48.20 | CHF 48.20 |
| 300 | CHF 49.40 | CHF 45.40 | CHF 45.40 |
| 400 | CHF 46.50 | CHF 42.80 | CHF 42.80 |
| 500 | CHF 43.60 | CHF 40.10 | CHF 40.10 |
| 600 | CHF 40.60 | CHF 37.40 | CHF 37.40 |
With or without accident cover
With accident cover: CHF 505.00 a month. Without: CHF 469.70. Dropping it saves CHF 423.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 435.90 in 2025 to CHF 322.40 — a rise of 6.6 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.