Atupri — Region 2 of canton Lucerne, 2026 premiums
Atupri covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 311.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 10 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from Atupri to Agrisano, the cheapest insurer in this region, saves CHF 360.00 a year for an adult on the same profile.
The full Atupri table
170 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 512.00 | CHF 468.50 | CHF 458.20 | CHF 455.70 |
| 500 | CHF 500.40 | CHF 456.90 | CHF 446.60 | CHF 444.10 |
| 1'000 | CHF 471.20 | CHF 427.70 | CHF 417.40 | CHF 414.90 |
| 1'500 | CHF 442.00 | CHF 398.50 | CHF 388.20 | CHF 385.70 |
| 2'000 | CHF 412.90 | CHF 369.40 | CHF 359.10 | CHF 356.60 |
| 2'500 | CHF 383.70 | CHF 340.20 | CHF 329.90 | CHF 327.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 368.60 | CHF 337.30 | CHF 329.90 | CHF 328.10 |
| 500 | CHF 357.00 | CHF 325.70 | CHF 318.30 | CHF 316.50 |
| 1'000 | CHF 327.80 | CHF 296.50 | CHF 289.10 | CHF 287.30 |
| 1'500 | CHF 298.60 | CHF 267.30 | CHF 259.90 | CHF 258.10 |
| 2'000 | CHF 269.50 | CHF 238.20 | CHF 230.80 | CHF 229.00 |
| 2'500 | CHF 240.30 | CHF 209.00 | CHF 201.60 | CHF 199.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 138.20 | CHF 126.50 | CHF 123.70 | CHF 123.00 |
| 100 | CHF 132.40 | CHF 120.70 | CHF 117.90 | CHF 117.20 |
| 200 | CHF 126.60 | CHF 114.90 | CHF 112.10 | CHF 111.40 |
| 400 | CHF 114.90 | CHF 103.20 | CHF 100.40 | CHF 99.70 |
| 600 | CHF 103.20 | CHF 91.50 | CHF 88.70 | CHF 88.00 |
With or without accident cover
With accident cover: CHF 512.00 a month. Without: CHF 486.40. Dropping it saves CHF 307.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 434.60 in 2025 to CHF 311.00 — a rise of 4.9 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.