EGK — Region 2 of canton Lucerne, 2026 premiums
EGK covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 302.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 9 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from EGK to Agrisano, the cheapest insurer in this region, saves CHF 306.00 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 521.60 | CHF 466.90 | CHF 451.20 |
| 500 | CHF 509.90 | CHF 455.30 | CHF 439.60 |
| 1'000 | CHF 480.80 | CHF 426.10 | CHF 410.40 |
| 1'500 | CHF 451.60 | CHF 396.90 | CHF 381.20 |
| 2'000 | CHF 422.40 | CHF 367.80 | CHF 352.10 |
| 2'500 | CHF 393.30 | CHF 338.60 | CHF 322.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 391.20 | CHF 365.80 | CHF 365.80 |
| 500 | CHF 379.60 | CHF 354.20 | CHF 354.20 |
| 1'000 | CHF 350.40 | CHF 325.00 | CHF 325.00 |
| 1'500 | CHF 321.20 | CHF 295.80 | CHF 295.80 |
| 2'000 | CHF 292.10 | CHF 266.70 | CHF 266.70 |
| 2'500 | CHF 262.90 | CHF 237.50 | CHF 237.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 107.10 | CHF 100.30 | CHF 96.80 |
| 100 | CHF 106.10 | CHF 99.40 | CHF 95.90 |
| 200 | CHF 105.10 | CHF 98.40 | CHF 94.90 |
| 300 | CHF 104.20 | CHF 97.40 | CHF 93.90 |
| 400 | CHF 103.20 | CHF 96.40 | CHF 92.90 |
| 500 | CHF 102.20 | CHF 95.40 | CHF 91.90 |
With or without accident cover
With accident cover: CHF 521.60 a month. Without: CHF 487.70. Dropping it saves CHF 406.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 421.60 in 2025 to CHF 302.00 — a rise of 7.0 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.