Assura-Basis — Region 2 of canton Lucerne, 2026 premiums
Assura-Basis covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 305.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 12 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from Assura-Basis to Agrisano, the cheapest insurer in this region, saves CHF 370.80 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 515.90 | CHF 456.60 |
| 500 | CHF 504.30 | CHF 445.00 |
| 1'000 | CHF 475.10 | CHF 415.80 |
| 1'500 | CHF 445.90 | CHF 386.60 |
| 2'000 | CHF 416.80 | CHF 357.50 |
| 2'500 | CHF 387.60 | CHF 328.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 402.50 | CHF 356.30 |
| 500 | CHF 390.90 | CHF 344.70 |
| 1'000 | CHF 361.70 | CHF 315.50 |
| 1'500 | CHF 332.50 | CHF 286.30 |
| 2'000 | CHF 303.40 | CHF 257.20 |
| 2'500 | CHF 274.20 | CHF 228.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 115.10 | CHF 101.90 |
| 100 | CHF 109.30 | CHF 96.10 |
| 200 | CHF 103.50 | CHF 90.30 |
| 300 | CHF 97.60 | CHF 84.40 |
| 400 | CHF 91.80 | CHF 78.60 |
| 500 | CHF 86.00 | CHF 72.80 |
| 600 | CHF 80.10 | CHF 66.90 |
With or without accident cover
With accident cover: CHF 515.90 a month. Without: CHF 479.80. Dropping it saves CHF 433.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 445.40 in 2025 to CHF 305.40 — a rise of 2.5 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.