Aquilana — Region 2 of canton Lucerne, 2026 premiums
Aquilana covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 324.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 18 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from Aquilana to Agrisano, the cheapest insurer in this region, saves CHF 510.00 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 538.10 | CHF 489.70 | CHF 468.20 |
| 500 | CHF 526.50 | CHF 478.10 | CHF 458.10 |
| 1'000 | CHF 497.30 | CHF 448.90 | CHF 432.70 |
| 1'500 | CHF 468.20 | CHF 419.80 | CHF 407.40 |
| 2'000 | CHF 439.00 | CHF 390.60 | CHF 382.00 |
| 2'500 | CHF 409.80 | CHF 361.40 | CHF 348.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 398.20 | CHF 362.40 | CHF 346.50 |
| 500 | CHF 386.60 | CHF 350.80 | CHF 336.40 |
| 1'000 | CHF 357.40 | CHF 321.60 | CHF 311.00 |
| 1'500 | CHF 328.30 | CHF 292.50 | CHF 285.70 |
| 2'000 | CHF 299.10 | CHF 263.30 | CHF 260.30 |
| 2'500 | CHF 269.90 | CHF 234.90 | CHF 234.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 61.90 | CHF 56.40 | CHF 53.90 |
| 100 | CHF 59.00 | CHF 53.50 | CHF 51.40 |
| 200 | CHF 56.10 | CHF 50.60 | CHF 48.90 |
| 300 | CHF 53.20 | CHF 47.70 | CHF 46.30 |
| 400 | CHF 50.30 | CHF 44.70 | CHF 43.80 |
| 500 | CHF 47.40 | CHF 41.80 | CHF 40.30 |
With or without accident cover
With accident cover: CHF 538.10 a month. Without: CHF 500.50. Dropping it saves CHF 451.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 450.20 in 2025 to CHF 324.10 — a rise of 4.0 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| rhenusana | CHF 498.60 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.