rhenusana — Region 2 of canton Lucerne, 2026 premiums
rhenusana covers the 19 municipalities of Region 2 in canton Lucerne. Its lowest adult premium here is CHF 354.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 22 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 464.78 a month.
What staying costs
Moving from rhenusana to Agrisano, the cheapest insurer in this region, saves CHF 874.80 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 541.90 | CHF 523.00 | CHF 498.60 |
| 500 | CHF 530.30 | CHF 511.50 | CHF 488.10 |
| 1'000 | CHF 501.10 | CHF 484.00 | CHF 461.10 |
| 1'500 | CHF 471.90 | CHF 456.00 | CHF 434.60 |
| 2'000 | CHF 442.90 | CHF 428.00 | CHF 407.60 |
| 2'500 | CHF 413.90 | CHF 400.00 | CHF 380.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 411.80 | CHF 397.40 | CHF 378.90 |
| 500 | CHF 401.80 | CHF 385.80 | CHF 370.00 |
| 1'000 | CHF 377.30 | CHF 356.90 | CHF 347.40 |
| 1'500 | CHF 352.90 | CHF 327.40 | CHF 324.90 |
| 2'000 | CHF 328.30 | CHF 303.40 | CHF 301.90 |
| 2'500 | CHF 303.80 | CHF 280.40 | CHF 279.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 67.80 | CHF 65.40 | CHF 62.40 |
| 300 | CHF 59.00 | CHF 56.70 | CHF 53.60 |
| 600 | CHF 50.30 | CHF 47.90 | CHF 44.90 |
With or without accident cover
With accident cover: CHF 541.90 a month. Without: CHF 504.00. Dropping it saves CHF 454.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 469.90 in 2025 to CHF 354.00 — a rise of 6.1 %.
The 19 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Lucerne, not to the municipality.
Adligenswil · Buchrain · Dierikon · Eich · Malters · Meggen · Meierskappel · Neuenkirch · Nottwil · Oberkirch · Root · Rothenburg · Ruswil · Schenkon · Sempach · Sursee · Udligenswil · Werthenstein · Wolhusen
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 425.70 | View |
| Luzerner Hinterland | CHF 440.45 | View |
| CSS | CHF 441.70 | View |
| Sanitas | CHF 443.60 | View |
| sana24 | CHF 445.10 | View |
| Vivao Sympany | CHF 445.50 | View |
| KPT | CHF 446.90 | View |
| CONCORDIA | CHF 447.40 | View |
| EGK | CHF 451.20 | View |
| Atupri | CHF 455.70 | View |
| Avenir | CHF 456.40 | View |
| Assura-Basis | CHF 456.60 | View |
| SLKK | CHF 458.00 | View |
| ÖKK | CHF 458.50 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 464.50 | View |
| Sumiswalder | CHF 464.60 | View |
| Aquilana | CHF 468.20 | View |
| SWICA | CHF 476.60 | View |
| Philos | CHF 485.20 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 505.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 526.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.