CHF 2'000 deductible in Region 2 of canton Zurich
At a CHF 2'000 deductible, 26 insurers offer a premium in Region 2 of canton Zurich. The lowest is CHF 376.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 467.90, the CHF 2'000 deductible saves CHF 1'096.80 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'396.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 376.50 | View |
| 2 | Agrisano | CHF 382.60 | View |
| 3 | CSS | CHF 385.50 | View |
| 4 | Sanitas | CHF 389.30 | View |
| 5 | SLKK | CHF 392.10 | View |
| 6 | CONCORDIA | CHF 393.20 | View |
| 7 | Helsana | CHF 394.70 | View |
| 8 | Visana | CHF 396.30 | View |
| 9 | Wädenswil | CHF 397.30 | View |
| 10 | ÖKK | CHF 397.60 | View |
| 11 | SWICA | CHF 398.00 | View |
| 12 | Assura-Basis | CHF 399.80 | View |
| 13 | rhenusana | CHF 400.70 | View |
| 14 | sana24 | CHF 402.10 | View |
| 15 | Vivao Sympany | CHF 407.80 | View |
| 16 | Luzerner Hinterland | CHF 410.65 | View |
| 17 | Aquilana | CHF 416.00 | View |
| 18 | EGK | CHF 418.00 | View |
| 19 | Sumiswalder | CHF 420.40 | View |
| 20 | Avenir | CHF 422.30 | View |
| 21 | Philos | CHF 429.20 | View |
| 22 | Mutuel | CHF 432.30 | View |
| 23 | Galenos | CHF 440.40 | View |
| 24 | Steffisburg | CHF 448.90 | View |
| 25 | vita surselva | CHF 475.45 | View |
| 26 | Einsiedler | CHF 500.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.