CSS — Region 2 of canton Zurich, 2026 premiums
CSS covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 331.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 5 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from CSS to Agrisano, the cheapest insurer in this region, saves CHF 200.40 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 591.00 | CHF 484.60 | CHF 537.80 |
| 500 | CHF 579.40 | CHF 473.00 | CHF 526.20 |
| 1'000 | CHF 550.20 | CHF 443.80 | CHF 497.00 |
| 1'500 | CHF 521.00 | CHF 414.60 | CHF 467.80 |
| 2'000 | CHF 491.90 | CHF 385.50 | CHF 438.70 |
| 2'500 | CHF 462.70 | CHF 356.30 | CHF 421.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 401.90 | CHF 348.90 | CHF 401.90 |
| 500 | CHF 390.30 | CHF 337.30 | CHF 390.30 |
| 1'000 | CHF 361.10 | CHF 308.10 | CHF 361.10 |
| 1'500 | CHF 331.90 | CHF 278.90 | CHF 331.90 |
| 2'000 | CHF 302.80 | CHF 249.80 | CHF 302.80 |
| 2'500 | CHF 273.60 | CHF 220.60 | CHF 273.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 130.00 | CHF 106.60 | CHF 118.30 |
| 100 | CHF 124.20 | CHF 100.80 | CHF 112.50 |
| 200 | CHF 118.40 | CHF 95.00 | CHF 106.70 |
| 300 | CHF 112.50 | CHF 89.10 | CHF 100.80 |
| 400 | CHF 106.70 | CHF 83.30 | CHF 95.00 |
| 600 | CHF 95.00 | CHF 71.60 | CHF 83.30 |
With or without accident cover
With accident cover: CHF 591.00 a month. Without: CHF 549.60. Dropping it saves CHF 496.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 482.20 in 2025 to CHF 331.40 — a rise of 0.5 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.