Vivao Sympany — Region 2 of canton Zurich, 2026 premiums
Vivao Sympany covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 352.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 17 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from Vivao Sympany to Agrisano, the cheapest insurer in this region, saves CHF 468.00 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 586.00 | CHF 515.70 | CHF 509.90 | CHF 506.90 |
| 500 | CHF 574.40 | CHF 504.10 | CHF 498.20 | CHF 495.30 |
| 1'000 | CHF 545.20 | CHF 474.90 | CHF 469.00 | CHF 466.10 |
| 1'500 | CHF 516.00 | CHF 445.70 | CHF 439.90 | CHF 436.90 |
| 2'000 | CHF 486.90 | CHF 416.60 | CHF 410.70 | CHF 407.80 |
| 2'500 | CHF 457.70 | CHF 387.40 | CHF 381.50 | CHF 378.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 427.80 | CHF 376.50 | CHF 372.20 | CHF 370.10 |
| 500 | CHF 416.20 | CHF 364.80 | CHF 360.60 | CHF 358.40 |
| 1'000 | CHF 387.00 | CHF 335.70 | CHF 331.40 | CHF 329.20 |
| 1'500 | CHF 357.80 | CHF 306.50 | CHF 302.20 | CHF 300.10 |
| 2'000 | CHF 328.70 | CHF 277.30 | CHF 273.10 | CHF 270.90 |
| 2'500 | CHF 299.50 | CHF 248.20 | CHF 243.90 | CHF 241.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 172.90 | CHF 152.20 | CHF 150.40 | CHF 149.60 |
| 200 | CHF 161.30 | CHF 140.50 | CHF 138.80 | CHF 137.90 |
| 400 | CHF 149.60 | CHF 128.80 | CHF 127.10 | CHF 126.20 |
| 600 | CHF 137.90 | CHF 117.20 | CHF 115.40 | CHF 114.60 |
With or without accident cover
With accident cover: CHF 586.00 a month. Without: CHF 545.00. Dropping it saves CHF 492.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 493.00 in 2025 to CHF 352.10 — a rise of 2.8 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.