Mutuel — Region 2 of canton Zurich, 2026 premiums
Mutuel covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 375.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 23 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 760.80 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 614.30 | CHF 559.00 | CHF 540.60 | CHF 531.30 |
| 500 | CHF 602.80 | CHF 547.50 | CHF 529.10 | CHF 519.80 |
| 1'000 | CHF 573.80 | CHF 518.50 | CHF 500.10 | CHF 490.80 |
| 1'500 | CHF 544.30 | CHF 489.00 | CHF 470.60 | CHF 461.30 |
| 2'000 | CHF 515.30 | CHF 460.00 | CHF 441.60 | CHF 432.30 |
| 2'500 | CHF 486.30 | CHF 431.00 | CHF 412.60 | CHF 403.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 472.40 | CHF 429.90 | CHF 415.70 | CHF 415.70 |
| 500 | CHF 460.90 | CHF 418.40 | CHF 404.20 | CHF 404.20 |
| 1'000 | CHF 431.90 | CHF 389.40 | CHF 375.20 | CHF 375.20 |
| 1'500 | CHF 402.40 | CHF 359.90 | CHF 345.70 | CHF 345.70 |
| 2'000 | CHF 373.40 | CHF 330.90 | CHF 316.70 | CHF 316.70 |
| 2'500 | CHF 344.40 | CHF 301.90 | CHF 287.70 | CHF 287.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 112.70 | CHF 102.60 | CHF 101.50 | CHF 101.50 |
| 100 | CHF 108.40 | CHF 98.20 | CHF 97.10 | CHF 97.10 |
| 200 | CHF 104.00 | CHF 93.90 | CHF 92.80 | CHF 92.80 |
| 300 | CHF 99.60 | CHF 89.50 | CHF 88.30 | CHF 88.30 |
| 400 | CHF 95.30 | CHF 85.10 | CHF 84.00 | CHF 84.00 |
| 500 | CHF 90.90 | CHF 80.80 | CHF 79.60 | CHF 79.60 |
| 600 | CHF 86.50 | CHF 76.30 | CHF 75.20 | CHF 75.20 |
With or without accident cover
With accident cover: CHF 614.30 a month. Without: CHF 571.30. Dropping it saves CHF 516.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 512.80 in 2025 to CHF 375.10 — a rise of 3.6 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.