ÖKK — Region 2 of canton Zurich, 2026 premiums
ÖKK covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 342.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 11 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from ÖKK to Agrisano, the cheapest insurer in this region, saves CHF 345.60 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 558.00 | CHF 502.20 | CHF 496.70 | CHF 510.60 |
| 500 | CHF 546.40 | CHF 490.60 | CHF 485.10 | CHF 499.00 |
| 1'000 | CHF 517.20 | CHF 461.40 | CHF 455.90 | CHF 469.80 |
| 1'500 | CHF 488.00 | CHF 432.20 | CHF 426.70 | CHF 440.60 |
| 2'000 | CHF 458.90 | CHF 403.10 | CHF 397.60 | CHF 411.50 |
| 2'500 | CHF 429.70 | CHF 373.90 | CHF 368.40 | CHF 382.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 418.50 | CHF 376.70 | CHF 372.50 | CHF 383.00 |
| 500 | CHF 406.90 | CHF 365.10 | CHF 360.90 | CHF 371.40 |
| 1'000 | CHF 377.70 | CHF 335.90 | CHF 331.70 | CHF 342.20 |
| 1'500 | CHF 348.50 | CHF 306.70 | CHF 302.50 | CHF 313.00 |
| 2'000 | CHF 319.40 | CHF 277.60 | CHF 273.40 | CHF 283.90 |
| 2'500 | CHF 290.20 | CHF 248.40 | CHF 244.20 | CHF 254.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 122.80 | CHF 110.50 | CHF 109.30 | CHF 112.40 |
| 200 | CHF 111.20 | CHF 98.90 | CHF 97.70 | CHF 100.80 |
| 400 | CHF 99.50 | CHF 87.20 | CHF 86.00 | CHF 89.10 |
| 600 | CHF 87.80 | CHF 75.50 | CHF 74.30 | CHF 77.40 |
With or without accident cover
With accident cover: CHF 558.00 a month. Without: CHF 519.00. Dropping it saves CHF 468.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 465.50 in 2025 to CHF 342.70 — a rise of 6.7 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.