Luzerner Hinterland — Region 2 of canton Zurich, 2026 premiums
Luzerner Hinterland covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 358.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Luzerner Hinterland ranks 18 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from Luzerner Hinterland to Agrisano, the cheapest insurer in this region, saves CHF 502.80 a year for an adult on the same profile.
The full Luzerner Hinterland table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 542.35 | CHF 515.25 | CHF 509.80 |
| 500 | CHF 530.70 | CHF 503.55 | CHF 498.15 |
| 1'000 | CHF 501.50 | CHF 474.40 | CHF 469.00 |
| 1'500 | CHF 472.35 | CHF 445.25 | CHF 439.80 |
| 2'000 | CHF 443.20 | CHF 416.05 | CHF 410.65 |
| 2'500 | CHF 414.00 | CHF 386.90 | CHF 381.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 417.60 | CHF 396.75 | CHF 392.55 |
| 500 | CHF 405.95 | CHF 385.05 | CHF 380.90 |
| 1'000 | CHF 376.80 | CHF 355.90 | CHF 351.70 |
| 1'500 | CHF 347.60 | CHF 326.75 | CHF 322.55 |
| 2'000 | CHF 318.45 | CHF 297.55 | CHF 293.40 |
| 2'500 | CHF 289.30 | CHF 268.40 | CHF 264.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 90.35 | CHF 85.85 | CHF 84.95 |
| 100 | CHF 86.40 | CHF 81.85 | CHF 80.95 |
| 200 | CHF 82.40 | CHF 77.90 | CHF 77.00 |
| 300 | CHF 78.45 | CHF 73.95 | CHF 73.05 |
| 400 | CHF 74.50 | CHF 69.95 | CHF 69.05 |
| 500 | CHF 70.50 | CHF 66.00 | CHF 65.10 |
| 600 | CHF 66.55 | CHF 62.05 | CHF 61.15 |
With or without accident cover
With accident cover: CHF 542.35 a month. Without: CHF 509.80. Dropping it saves CHF 390.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 490.20 in 2025 to CHF 358.60 — a rise of 4.0 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.