Avenir — Region 2 of canton Zurich, 2026 premiums
Avenir covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 365.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 21 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from Avenir to Agrisano, the cheapest insurer in this region, saves CHF 640.80 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 613.30 | CHF 536.70 | CHF 536.70 | CHF 521.30 |
| 500 | CHF 601.80 | CHF 525.20 | CHF 525.20 | CHF 509.80 |
| 1'000 | CHF 572.80 | CHF 496.20 | CHF 496.20 | CHF 480.80 |
| 1'500 | CHF 543.30 | CHF 466.70 | CHF 466.70 | CHF 451.30 |
| 2'000 | CHF 514.30 | CHF 437.70 | CHF 437.70 | CHF 422.30 |
| 2'500 | CHF 485.30 | CHF 408.70 | CHF 408.70 | CHF 393.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 430.50 | CHF 385.30 | CHF 376.70 | CHF 374.60 |
| 500 | CHF 419.00 | CHF 373.80 | CHF 365.20 | CHF 363.10 |
| 1'000 | CHF 390.00 | CHF 344.80 | CHF 336.20 | CHF 334.10 |
| 1'500 | CHF 360.50 | CHF 315.30 | CHF 306.70 | CHF 304.60 |
| 2'000 | CHF 331.50 | CHF 286.30 | CHF 277.70 | CHF 275.60 |
| 2'500 | CHF 302.50 | CHF 257.30 | CHF 248.70 | CHF 246.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 112.10 | CHF 103.70 | CHF 100.30 | CHF 100.30 |
| 100 | CHF 107.70 | CHF 99.30 | CHF 96.00 | CHF 96.00 |
| 200 | CHF 103.40 | CHF 95.00 | CHF 91.60 | CHF 91.60 |
| 300 | CHF 99.00 | CHF 90.60 | CHF 87.20 | CHF 87.20 |
| 400 | CHF 94.60 | CHF 86.20 | CHF 82.80 | CHF 82.80 |
| 500 | CHF 90.30 | CHF 81.90 | CHF 78.50 | CHF 78.50 |
| 600 | CHF 85.80 | CHF 77.40 | CHF 74.10 | CHF 74.10 |
With or without accident cover
With accident cover: CHF 613.30 a month. Without: CHF 570.40. Dropping it saves CHF 514.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 499.20 in 2025 to CHF 365.80 — a rise of 4.4 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.